Reduce your income tax from 47% to 10% legally. Our Andorran tax firm manages the whole process from origin to your operational fiscal residency. Over 500 entrepreneurs and professionals already trusted Aparcand2. Operational in 90 days.
Clients advised
Saved in taxes
Years in Andorra
Success rate
Calculator with official 2026 tax brackets. Spain (progressive income tax 19-47%, corporate tax 25%, dividends 19-28%) vs Andorra (income tax 0-10%, corporate tax 10%, qualified dividends exempt).
For investors and rentiers. Investment 600,000€, stay 90 days/year.
For entrepreneurs. 183 days/year min.
Andorran SL. Min capital 3,000€. Operational in 60-90 days.
Monthly advisory after installation.
Week 1-2
We review your tax situation in Spain and define the optimal structure in Andorra.
Week 3-8
Foreign investment application to Govern d’Andorra, constitution before Andorran notari, registration at Registre de Societats, bank account opening, CASS registration and commercial license.
Week 9-13
Operational Andorran company, active residency granted, continuous monthly tax advisory.
Physical office in Escaldes-Engordany (Edifici Pic Blanc).
Licensed advocats from Col·legi d'Advocats d'Andorra and certified consultors fiscals.
If due to our management you don't get residency, we refund 100% of fees. In writing, by contract.
Aparcand2 operates from Escaldes-Engordany.
Our main office is at Edifici Pic Blanc, in the heart of Escaldes-Engordany, the parish where Andorra’s main business activity is concentrated.
We serve clients with companies or residency in Andorra la Vella, capital of the Principat.
The 10 most common questions entrepreneurs ask before relocating their tax residency to Andorra.
In Andorra the maximum income tax is 10%, Corporate Tax is 10% and IGI (equivalent to VAT) is 4.5%. Compared to Spain where income tax reaches 47%, corporate tax 25% and VAT 21%, the tax difference is very significant. An entrepreneur billing 300,000€ a year can save over 55,000€ annually by legally paying taxes in Andorra.
For active tax residency (obtained by creating a company in Andorra) the minimum is 183 days per year. For passive residency (based on investment without creating a company) the minimum is 90 days per year. Important: although Andorra only requires 90 days for passive residency, Spain may still consider you a Spanish tax resident if you spend more than 183 days there.
The real cost to set up an SL in Andorra in 2026 is between 4,000€ and 7,500€ all included (not counting the share capital of 3,000€ that stays in the company). This includes foreign investment authorization fees (350€), notary fees (600-1,200€), registry inscription (150€), bank account opening, commercial license and professional fees from the tax firm. Annual maintenance: 3,000-6,000€.
You need clean criminal records apostilled with the Hague Apostille, justify the source of funds, present a business plan (active residency) or minimum investment of 600,000€ (passive residency), passport and tax documentation from country of origin, and demonstrate ability to maintain effective residency in Andorra. The complete process lasts 8-12 weeks with professional advisory.
No. Andorra was removed from the OECD list of tax havens in 2010 and from the Spanish list in 2018. Today Andorra signs conventions to avoid double taxation with Spain (in force since 2016), France, Portugal and other countries, and fully participates in the OECD automatic information exchange system (CRS). It’s a country with competitive but fully transparent taxation.
The convention between Spain and Andorra has been in force since 2016 and prevents a person or company from paying taxes for the same concept in both countries. It establishes clear rules on where dividends, interest, royalties, capital gains and labor income are taxed. For someone who correctly relocates to Andorra, this convention is the legal basis that shields the operation against the Spanish Tax Agency.
Active residency requires creating a company in Andorra and residing 183 days/year minimum. It’s the option for entrepreneurs who will operate from Andorra. Passive residency doesn’t require a company: it needs minimum 600,000€ investment (in company, real estate, public debt or Andorran financial products) and only 90 days of annual residency. It’s the option for investors and rentiers.
The complete process from first consultation to having operational tax residency and the company functioning lasts 8-12 weeks with professional advisory. The main bottleneck is opening the bank account (rigorous KYC of Andorran banks like Andbank, MoraBanc and Creand). Without advisory, the process typically extends to 4-6 months due to documentation errors.
No, it’s not necessary. Catalan is the official language but all professionals (notaris, advisors, bankers, advocats) speak Spanish without problem. Official documentation is in Catalan but translations are immediate. There’s no real language barrier to doing business in Andorra.
Yes, technically it’s possible to maintain both structures, but it must be well planned to avoid problems with the Spanish Tax Agency. The most common approach is for the Spanish company to remain operational only for Spanish clients while moving the bulk of billing to the new Andorran company, or liquidating the Spanish one or transforming it into a subsidiary.